Business Loans
First Kentucky Bank is a financial partner you can count on as you work to establish or expand your business.
Our approval process is quick and flexible, saving you both time and money. We've developed a collection of straightforward, understandable business loan products designed to help you maintain the flexibility and control important to your business.
Whether you're a large corporation, an internet-based operation, a family-owned business or a commercial farmer, First Kentucky Bank can handle the financing so you can stay focused on business.
We support our business community with a variety of loan services with:
- Competitive interest rates.
- Flexible repayment terms.
- Fast decision-making.
Commercial Loans
Need a short-term loan to pursue a new opportunity? React quickly with a First Kentucky Bank Commercial Line of Credit.
Has your business reached a stage where it needs to grow? We can help you upgrade equipment or improve facilities with a First Kentucky Bank equipment, construction, or real estate loan.
Whatever your need, First Kentucky Bank is the Bank of Choice in the markets we serve for:
- Construction Loans
- Real Estate Loans
- Commercial Lines of Credit
- Equipment Loans
- Accounts Receivable Loans
- Inventory Loans
- Floor Plan Loans
- Other options to meet your specific needs
Agricultural Loans
First Kentucky Bank has worked closely with area farmers since our founding in 1899. We understand the financial services needed by Kentucky farmers, so whether you are purchasing acreage, building a new facility on your farm, raising a crop, or purchasing equipment or livestock, you can count on First Kentucky Bank.
- Facility Construction
- Real Estate Purchase
- Crops
- Equipment
- Livestock
- Other loans to meet your needs
Small Business Administration (SBA) Loans
The Small Business Administration (SBA) offers a number of quality loan programs designed to assist small businesses with startup or expansion. Our lending staff has the experience and know-how to help comfortably guide you though the SBA Loan process.
Plus, First Kentucky Bank has the competitive interest rates and flexibility you need to help your small business save big!
Other Loan Services
- Debt Counseling
- Letters of Credit
- Amortization Schedules
Contact our lending staff for current rate information
Lending Staff
Graves County
Mayfield 6th Street Office — Tel 270.247.1403- Darvin Towery — dtowery@1stkentucky.com
- Phillip Lanmon — planmon@1stkentucky.com
- Mike Gipson — mgipson@1stkentucky.com
Carlisle County
Bardwell Office — Tel 270.628.5463- Bruce Akin — bakin@1stkentucky.com
- Crystal McIntyre — cmcintyre@1stkentucky.com
- Diana Blankenship — dblankenship@1stkentucky.com
Marshall County
Draffenville Office — Tel 270.252.2265- Nicole Sullivan - nsullivan@1stkentucky.com
- Jacob Ford — jford@1stkentucky.com
- James P. Ivey, Jr. - jivey@1stkentucky.com
Benton Office — Tel 270.252.1278
- Allison Bynum - abynum@1stkentucky.com
- Steve Fisk - sfisk@1stkentucky.com
- Steve Powell — spowell@1stkentucky.com
Muhlenberg County
Central City Office — Tel 270.754.1331
- Kevin Reed — kreed@1stkentucky.com
- Shannon Coombs — scoombs@1stkentucky.com
- Nathan Brothers — nbrothers@1stkentucky.com
- Kenny Brown — kbrown@1stkentucky.com
- Elisha Wiggins - ewiggins@1stkentucky.com
Ohio County
Beaver Dam Office — Tel 270.274.3381- Corey Render — crender@1stkentucky.com
- Mike Jones — wjones@1stkentucky.com
- Carolyn Matthews — cmatthews@1stkentucky.com






