Kentucky Banking at a New Level

Business Banking

Business Banking

Business CDs, Savings & Money Market

Put your excess funds to work for you with a First Kentucky Bank Certificate of Deposit, Statement Savings, or Money Market Investment Account for Business. Contact us to learn more.

Certificates of Deposit for Business

  • Secure, FDIC-insured alternative to volatile investments.
  • Standard terms from seven days to five years.
  • Competitive interest rates and flexibility to meet the specific needs of your organization.
  • Open with a deposit of as little as $500.
  • Choose to have the interest you earn reinvested in your CD; have it deposited to your checking, savings, or money market account at First Kentucky Bank; or choose to receive your interest payment by check.

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Statement Savings for Business

  • No monthly service charge.
  • Open with a deposit as little as $100.
  • Interest is earned daily and paid quarterly.
  • Detailed account statement is issued quarterly or you may choose our Combined Statement option.
  • No minimum balance required.
  • Up to five withdrawals allowed per month (there is a $0.50 fee for each withdrawal in excess of five).

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Money Market Investment for Business

  • Open with a deposit of as little as $50.
  • Interest is paid on all balances, but is tiered so you can earn a premium rate on balances over $2,500. The more you save, the more you earn!
  • Interest is credited monthly
  • Monthly account statement
  • Get free 24/7 account information with Express Online Banking
  • ATM card access is available

* There is no monthly service charge when a minimum daily balance of $2,500 is maintained. Otherwise, a $10.00 monthly service charge is applied if the balance falls below $2,500. By law, you are allowed six withdrawals per month from a Money Market Investment account, with no more than three by check to third parties. There is a $5.00 per item fee for each third party check paid in excess of the three allowed per month.

Click here to view current rates